2. Documents
  3. Wallet Terms of Use

Wallet Terms of Use - Valid from 12. 07. 2024

  1. stockx a.s., ID No.: 077 811 56, with its registered office at Lublaňská 267/12, Vinohrady, 120 00 Prague 2 (hereinafter referred to as the “Controller”), is the author and operator of the XDIGR online portal, within which it offers customers (hereinafter referred to as the “Customer”) the opportunity to participate in speculative trading opportunities. These Terms ("Terms of Use"), together with the Contract, the Terms and Conditions ("Business Terms"), and the Complaints Procedure ("Complaints Policy"), form the contractual relationship that establishes the rules for cooperation between the Controller and the Customer.
  2. The Controller offers on the Portal various trading opportunities with different assets (stocks, cryptocurrencies, other commodities) in multiple markets and on different platforms (hereinafter referred to as the “Slot”). The Customer selects a specific Slot on the portal, chooses the amount they intend to invest in that Slot, and confirms the selection. One of the payment options for the amount chosen by the client is the user electronic wallet (“Wallet”). Under an agreement with the Controller, the technical operator of the Wallet is XDIGR s.r.o., ID No.: 176 39 158, with its registered office at Kurzova 2222/16, Stodůlky, 155 00 Prague 5. The Controller may unilaterally replace the operator at any time. The Controller is responsible to the Customer for the operator’s actions.
  3. The Wallet was set up for the Customer during registration. Access to the Wallet is only possible by using the username and password chosen by the Customer during registration. The Customer may change the username and password at any time.
  4. Only a duly registered Customer who has provided the Controller with a scan of their identity document and who is the holder of an approved bank account (which has undergone verification pursuant to Act No. 253/2008 Coll. on certain measures against the legalization of proceeds of crime, as well as verification through a micro payment or a bank account statement or a confirmation from the bank about holding a bank account) may use the Wallet. The Controller does not charge the Customer any fees for using the Wallet.
  5. In the Wallet section, the Customer can create an order to top up the Wallet with any chosen amount. The system will generate payment details for the Customer, including a unique variable symbol, under which they can make a payment from their verified bank account. The system will match the payment made by the Customer under these generated details to the Customer’s user account, thereby crediting the Customer’s Wallet with the amount the Customer selected and paid.
  6. The funds stored in the Wallet may be used by the Customer to pay for an ordered investment in the chosen Slot or multiple different Slots.
  7. Once the Slot selected by the Customer is closed, the Customer will receive its proceeds in their Wallet, unless they have requested payment to their verified bank account.
  8. The Wallet is non-transferable to a third party.
  9. The Customer is solely responsible for ensuring that their use of the Wallet does not violate any obligations set out in applicable legal regulations, in particular Act No. 253/2008 Coll. on certain measures against the legalization of proceeds of crime and financing of terrorism.
  10. The Customer acknowledges that any misuse of the Wallet in any manner is prohibited. If the Controller discovers misuse or an attempt at misuse of the Wallet, the Controller is entitled to block the Customer’s account, including access to their Wallet.
  11. Any misuse of a possible technical error in the Wallet section for personal or third-party enrichment is prohibited. If the Controller discovers misuse of a technical error, the Controller is entitled to unilaterally remove any funds unjustly obtained by the Customer from the Wallet and block their account, including access to the Wallet.
  12. The Controller assumes no liability for any damage incurred by the Customer due to unauthorized use of the username and password or their potential breach, unless such damage has been caused by the willful misconduct or gross negligence of the Controller.
  13. The Controller is entitled to unilaterally amend these Terms of Use. The Controller will announce the change by sending it to the Customer via the Customer’s email address. The Customer has the right to refuse such changes and terminate the Contract for that reason, with a notice period of 14 days.
  14. These Business Terms are effective as of July 12, 2024.