Wallet Terms of Use - Valid from 01. 02. 2025

XDIGR s.r.o., ID No. 176 39 158, with its registered office at Kurzova 2222/16, Stodůlky, 155 00 Prague 5 (hereinafter referred to as the “Operator”), operates the XDIGR online portal and serves as the technical operator of the wallet, offering customers (hereinafter referred to as the “Customer”) the opportunity to participate in speculative trading opportunities. These Terms (“Terms of Use”) together with the Agreement, Business Terms (“Business Terms”), and Complaints Procedure (“Complaints Procedure”) constitute the contractual relationship establishing the rules for cooperation between the Operator and the Customer.
The Operator offers trading opportunities on the portal with various assets (stocks, cryptocurrencies, commodities) across different markets and platforms (hereinafter referred to as the “Slot”). The Customer selects a specific Slot on the portal, chooses the amount they wish to invest in the Slot, and confirms their selection. One of the payment options for this amount is the user’s electronic wallet (“Wallet”).
The Wallet was created for the Customer upon registration. Access to the Wallet is only possible using the username and password chosen by the Customer during registration. The Customer may change their username and password at any time.
Only a duly registered Customer who has provided a scanned copy of their identification document and is the holder of an approved bank account verified in accordance with Act No. 253/2008 Coll., on certain measures against the legalization of proceeds from criminal activities and the financing of terrorism, may use the Wallet. The Customer must also provide verification via a micro-payment or other banking confirmation. The Operator does not charge any fees for using the Wallet.
The Customer has the option to create a Wallet top-up order for any amount. The system generates payment details, including a unique variable symbol, which the Customer can use to make a payment from their verified bank account. The payment will be matched to the user's account, and the Customer’s Wallet will be credited with the amount paid.
Funds stored in the Wallet may be used by the Customer to pay for an investment in their selected Slot or multiple different Slots.
Once the selected Slot is closed, the Customer will receive the proceeds back into their Wallet unless they have requested a payout to their verified bank account.
The Wallet is not transferable to a third party.
The Customer is solely responsible for ensuring that their use of the Wallet does not violate any laws of the Czech Republic, particularly Act No. 253/2008 Coll., on certain measures against the legalization of proceeds from criminal activities and the financing of terrorism.
Any misuse of the Wallet in any way is prohibited. If the Operator detects misuse or an attempt to misuse the Wallet, they are entitled to block the Customer’s account, including access to the Wallet.
Any exploitation of a technical error in the Wallet for personal or third-party enrichment is prohibited. If a technical error occurs on the Operator's side and funds are mistakenly credited to the Customer’s Wallet, the Customer is obliged to return these funds to the Operator without delay. If the Operator detects the misuse of a technical error or an attempt to exploit it, they have the right to unilaterally withdraw the improperly obtained funds and block the Customer’s account, including access to their Wallet.
The Operator is not liable for any damage incurred by the Customer due to unauthorized use of their password and username unless the damage was caused by the Operator’s intent or gross negligence.
The Operator is entitled to unilaterally amend these Terms of Use. Changes will be communicated to the Customer via email. The Customer has the right to reject the changes and terminate the Agreement with a notice period of 14 days.
These Terms of Use are effective from February 1, 2025.